W4

A W4 calculates how much federal tax is withheld from your paycheck each pay
period. There are two basic drivers: number of dependents and filing
status. The higher the number of dependents, the less is withheld. Married
and jointly will also have less withheld than married and seperately. There
is really no right or wrong answer, only opinion. If you want more withheld
each pay period so that there is less of a chance of actually owing $ on
April 15th, then claim fewer dependents and married and seperately. If you
don't want the government to get your $ interest free, but are aware that you
may owe $ later on (April 15th), then claim a higher number of dependents and
married and jointly. I hope that made sense.

DG