Business Methods on Paper.com

Based on earlier conversations, I have identified the following business
methods that may be novel from a patent point of view:

1. our site is offering "prime" paper rather than seconds or ends
2. credit risk is managed by the site (credit intermediation) without cost
to customers
3. customers can access financial derivatives on paper to manage price risk
on physical paper products
4. customers have access to financial derivatives to manage price risk on
prime offerings

Please give me your comments on this so we plan our strategy.

Mark Haedicke