Enron Mail

From:theindividualinvestor@tdwaterhouse.com
To:gstorey@enron.com
Subject:Individual Investor
Cc:
Bcc:
Date:Thu, 10 Jan 2002 17:19:31 -0800 (PST)

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The Individual Investor
January 2002
A Publication for Customers of TD Waterhouse Investor Services, Inc.
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Five Years of the
Dow & Nasdaq
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The Best to You in 2002
<http://img.ipost.com/client/t/tdwaterhouse/011102/baby.gif<;By almost any measure, 2001 has been - at best - a very challenging year. Between the markets and the economy, the
tragic events of September, and the current uncertainty in foreign affairs, it's been quite a bumpy ride. Even so, there are promising signs that 2002 will see a return to more normal times. With that thought in mind, TD Waterhouse wants to wish you and your family a happy, healthy, and prosperous new year.

We thank you for your past business and look forward to continuing to help you manage your money successfully.


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In accordance with requirements of the Securities and Exchange Commission, customers may obtain a free copy of the Statement of Financial Condition of National Investors Service Corp. - the affiliated clearing firm through which TD Waterhouse directs all retail customer orders - as of October 31, 2001 by visiting our web site <http://tdwaterhouse.ip02.com/rd/9z1zgm1ln8n1q8aghflgud6hgc8peaards26vtqouv8<; or by calling
1-800-934-4448 and pressing option 4.


Correction: Last Month's Retirement Insights
Last month's column stated, "If you attained age 70 1/2 during 2001 only your first distribution may be taken until the extended date of April 15, 2002." Please note that the correct date is April 1, 2002.




We want to hear from you! E-mail <mailto:theindividualinvestor@tdwaterhouse.com< your comments and questions concerning
The Individual Investor or any individual articles at theindividualinvestor@tdwaterhouse.com <mailto:theindividualinvestor@tdwaterhouse.com<


Copyright 2002 TD Waterhouse Investor Services, Inc. Member NYSE/SIPC.




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